FAIR CREDIT REPORTING AND
FAIR DEBT COLLECTION LITIGATION
The following email was received from my client on September 23, 2005:

Paul,

You have turned a very stressful situation to an educational and a fruitful
one.  I wish everyone who is about to be victimized by these predators could
know that there are people like you out to defend them.  I cannot emphasize
to you how happy I am of the outcome of this lawsuit brought by this debt
collector.  I have talked to my friends and associates about your service and
cannot speak highly enough of your service and expertise.  Thank you for
helping me close this case against me and turning what could have been a
blow to my finances to a monetary settlement.  Again, thank you.

Nothing could be more satisfying as an attorney then receiving these kind of
sentiments from current and former clients.  Below is another email from a
former client, sent to the person who referred him to me:


"My attorney Paul E. Smith did an AWESOME  job in defending me against
a debt collector. I cannot express my gratitude enough for all his hard work
and dedication to this case. I will always remember what he did for me. I will
without hesitation, highly recommend Attorney Paul E. Smith to anyone
being victimized by debt collectors in the S
outhern California area."
 
My former client quoted above was sued by a debt collector in San Diego
Superior Court.  My firm defended the collection case
resulting in dismissal
within weeks. Then, we sued the debt collector i
n federal court for and
obtained a settlement that included payment to my client and payment of
my attorney fees.  While getting a debt collector lawsuit dismissed was
rewarding, and obtaining a settlement by filing a federal lawsuit was twice
as rewarding, nothing can compare with the satisfaction of receiving an email
like the one above.  It is why I practice law, and I hope to repeat that result
again and again.

I represent consumers who have claims against debt collectors, creditors, or
the credit reporting agencies.  Contingency fee based representation is
available for most cases (although certain actual costs may be the client's
responsibility, such as the court filing fees).  In addition, I defend consumers
who have been sued by debt collectors, usually for a low flat fee.  Note that
most consumer litigation is fee-shifting, meaning if you are successful, the
opposing party will likely have to pay all my attorney fees.  

Please contact me for a free consultation so that I may evaluate your case and
answer any questions you may have.  


free, no-risk consultation

(858) 679-3396
psmith@paulsmithlaw.com
representing california consumers
OUR LOCATION:
16870 West Bernardo Dr.
Suite 400
San Diego, CA 92127
tel: (858) 451-3655
fax: (858) 630-4947
psmith@paulsmithlaw.com
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Outside California?  Visit the
National Association of
Consumer Advocates to find a
lawyer in your state that
handles Fair Debt Collection
and Fair Credit Reporting
Cases.
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Want the latest news on debt
collectors and debt
collection?  Visit my
Fair Debt
Collection blog.
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For detailed and sometimes
explosive information about
specific debt collectors, visit
consumer advocate Bud
Hibbs' excellent
website.