Collection Lawsuit Defense

Creditors and debt collectors file thousands of lawsuits in courts every day, using a variety of tactics to overwhelm consumer defendants unfamiliar with their rights and obligations throughout the legal process.  It is absolutely vital to immediately consult with a qualified, experienced consumer attorney upon learning you have been sued, regardless of how you became aware of the lawsuit.  Many lawsuits can be defeated simply by protecting yourself procedurally and making the debt collectors and their attorneys prove their case.  Paul Smith has a very high success rate in defending these cases and urges you to take advantage of his offer to provide a free consultation.

Suing Debt Collectors and Creditors

Both federal and California law provide consumers with an array of protections from unfair debt collection practices and give the consumer the right to sue a debt collector who violates any of these provisions, recovering any actual damages suffered like financial harm or emotional distress, as well as statutory damages of up to $1,000, attorney fees and costs.  This means we can take cases and charge you no attorney fee given that the debt collector defendant will be responsible for paying those fees.  In certain cases, we may require a deposit for out-of-pocket costs, which is explained as part of our free consultation process.

Free Advice

Whether receiving a summons to appear in court, a garnishment order for a lawsuit you never heard of, or being overwhelmed by harassing telephone calls, far and away the most important step you can take is to consult with a qualified attorney who is experienced in fighting the debt collection industry.  Paul Smith personally reviews every case submitted for evaluation and personally contacts you to discuss your options via whatever method of communication is most convenient to you, all within one business day of your initial inquiry and usually much sooner.